
{"id":84650,"date":"2021-09-16T05:36:00","date_gmt":"2021-09-16T05:36:00","guid":{"rendered":"https:\/\/www.sellerlogic.com\/blog\/liquidity-planning-5-tips-on-how-to-sell-better-on-amazon-without-unpleasant-surprises\/"},"modified":"2025-12-04T16:08:34","modified_gmt":"2025-12-04T16:08:34","slug":"liquidity-planning-5-tips-on-how-to-sell-better-on-amazon-without-unpleasant-surprises","status":"publish","type":"post","link":"https:\/\/www.sellerlogic.com\/en\/blog\/liquidity-planning-5-tips-on-how-to-sell-better-on-amazon-without-unpleasant-surprises\/","title":{"rendered":"Liquidity Planning: 5 Tips on How to Sell Better on Amazon Without Bad Surprises"},"content":{"rendered":"<p class=\"theme-wp-block gb-responsive-514649-identifier\">Liquidity planning is particularly important in the e-commerce business. After all, as a seller, you always need to know when you can afford to reorder or develop more products or add them to your range.<\/p><p class=\"theme-wp-block gb-responsive-200030-identifier\">Although the internet giant Amazon pays out every two weeks, selling products on Amazon is not a self-runner, let alone a guarantee for universally stable liquidity. In this article, you will learn how solid liquidity planning helps you keep your business &#8220;liquid&#8221; even in difficult times.<\/p>\t\t<div  class=\"theme-wp-block theme-block-guest-author gb-responsive-670026-identifier\">\n\t\t<div class=\"wrap-inner-content\">\n\t\t\t<div class=\"guest-author-avatar\">\n\t\t\t\t<div class=\"cover-avatar\" style=\"background-image: url(https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/09\/23141054\/agicap-nirmalarajah-asokan.png);\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"guest-author-sign\">\n\t\t\t\t<div class=\"author-sign\">This is a guest post by<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"wrap-title\">\n\t\t\t\t<div class=\"guest-author-name\">\n\t\t\t\t\t<div class=\"title\">\n\t\t\t\t\t\t<div class=\"heading-text\"><strong>Dr. Nirmalarajah Asokan<\/strong>, Senior Content Marketing Manager at Agicap<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"guest-author-description\">\n\t\t\t\t<div class=\"description\"><p>Dr. Nirmalarajah Asokan is Senior Content Marketing Manager at Agicap in Berlin. He is involved in liquidity management, cash flow, and financial planning. Currently, he is responsible for the conception, optimization, and implementation of content marketing for the liquidity management tool <a href=\"https:\/\/agicap.com\/fr\/\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">Agicap<\/a>.<\/p><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-912111-identifier\">1. <strong>Keep an Eye on All Costs and Revenues<\/strong><\/h2><p class=\"theme-wp-block gb-responsive-167103-identifier\">Even when business is going well and enough money is flowing into the cash register, which makes the scenario of a liquidity shortfall seem far away, it is advisable to regularly review your revenues and costs. This gives you a deeper insight into your business and helps you plan ahead for more difficult times.<\/p><p class=\"theme-wp-block gb-responsive-706722-identifier\">Specifically, in this so-called liquidity analysis, you compare your expenditure side with your revenue side. By grouping your costs into categories, you can see in such an overview where the highest cost points in your business are and where you might even be able to save. A cost breakdown looks like this, for example (and may contain much more or less depending on the company):<\/p><div class=\"theme-block-list\"><ul class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-258192-identifier wp-block-list\"><li class=\"theme-wp-block gb-responsive-113204-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Purchasing Costs (Materials, Goods, etc.)<\/li><li class=\"theme-wp-block gb-responsive-500153-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Supplier Costs<\/li><li class=\"theme-wp-block gb-responsive-366946-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Fees for Amazon and\/or other sales platforms<\/li><li class=\"theme-wp-block gb-responsive-751787-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Costs for Software Licenses<\/li><li class=\"theme-wp-block gb-responsive-118710-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">possibly Employee and Personnel Costs<\/li><li class=\"theme-wp-block gb-responsive-569670-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Costs for Building Rents<\/li><li class=\"theme-wp-block gb-responsive-934317-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">general Operating Costs (Electricity, Water, etc.)<\/li><li class=\"theme-wp-block gb-responsive-413876-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Tax Payments<\/li><li class=\"theme-wp-block gb-responsive-269353-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Owner&#8217;s Draw<\/li><\/ul><\/div><p class=\"theme-wp-block gb-responsive-940215-identifier\">On the other hand, you present the revenue side of your business, for example:<\/p><div class=\"theme-block-list\"><ul class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-919827-identifier wp-block-list\"><li class=\"theme-wp-block gb-responsive-171763-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Revenues from various sales platforms (Amazon, eBay, etc.)<\/li><li class=\"theme-wp-block gb-responsive-743767-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Tax Refunds<\/li><li class=\"theme-wp-block gb-responsive-714316-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Other Credits<\/li><\/ul><\/div><p class=\"theme-wp-block gb-responsive-474071-identifier\">It is important that you consider all your revenues and expenses during a specific period (e.g., a month) in this breakdown. Over time, you will recognize recurring patterns, making it easier for you to estimate what revenues and costs you can expect in the coming months. This breakdown is therefore the starting point for your liquidity planning.<\/p>\n<div class=\"theme-wp-block theme-wp-block wp-block-image gb-responsive-549042-identifier\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/auth.sellerlogic.com\/de\/site\/register\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-844x300.png\" alt=\"SL Repricer_CTA\" class=\"wp-image-12739\" width=\"851\" height=\"302\" srcset=\"https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-407x145.png 407w, https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-768x273.png 768w, https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-844x300.png 844w, https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta.png 1500w\" sizes=\"(max-width: 851px) 100vw, 851px\" \/><\/a><\/figure><\/div>\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-633840-identifier\">2. <strong>Liquidity Planning on a Monthly and Weekly Basis<\/strong><\/h2><p class=\"theme-wp-block gb-responsive-420575-identifier\">A liquidity plan is usually created for a year in advance on a monthly basis and is regularly compared with reality and adjusted. Especially with fluctuating demand, as can occur with seasonal products, weekly or even daily liquidity planning is advisable. This gives you the best possible flexibility to use the available funds sensibly in your business.<\/p><p class=\"theme-wp-block gb-responsive-898241-identifier\">Depending on whether you expect a liquidity deficit or surplus in the near future, different decisions need to be made, for example:<\/p>\t\t<h3  class=\"theme-wp-block theme-block-heading gb-responsive-31147-identifier h4\">\n\t\t<strong>In Case of Deficit<\/strong>\t<\/h3>\n\n<div class=\"theme-block-list\"><ul class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-32303-identifier wp-block-list\"><li class=\"theme-wp-block gb-responsive-27558-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Can the liquidity shortfall be covered by reserves?<\/li><li class=\"theme-wp-block gb-responsive-398660-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Do I need to take out a loan to bridge the shortfall?<\/li><li class=\"theme-wp-block gb-responsive-879369-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Can I afford the planned investment despite the decline in revenues, or do I need to postpone it?<\/li><li class=\"theme-wp-block gb-responsive-555398-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Is it even sensible at this time to develop a new product or add it to the range?<\/li><\/ul><\/div>\t\t<h3  class=\"theme-wp-block theme-block-heading gb-responsive-303439-identifier h4\">\n\t\t<strong>In Case of Surplus<\/strong>\t<\/h3>\n\n<div class=\"theme-block-list\"><ul class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-661299-identifier wp-block-list\"><li class=\"theme-wp-block gb-responsive-292688-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Which products should I add to the range next?<\/li><li class=\"theme-wp-block gb-responsive-506774-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Should I invest the surplus in shop expansion or put it in the reserve account?<\/li><li class=\"theme-wp-block gb-responsive-880348-identifier desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon\">Is expansion sensible at this time?<\/li><\/ul><\/div><p class=\"theme-wp-block gb-responsive-285975-identifier\">Your liquidity plan can provide you with important answers to these (and other) questions. The prerequisite is that the plan is based on the most accurate actual values possible and offers a realistic view of the future.<\/p><h2 class=\"theme-wp-block wp-block-heading gb-responsive-668193-identifier\">3. <strong>Consider Payment Terms in Liquidity Planning<\/strong><\/h2><p class=\"theme-wp-block gb-responsive-199154-identifier\">What often leads to financial shortfalls, even with a liquidity plan, is the failure to consider payment terms.<\/p><p class=\"theme-wp-block gb-responsive-131407-identifier\"><strong>Example:<\/strong><\/p><p class=\"theme-wp-block gb-responsive-651203-identifier\">A customer purchases one of your products on Amazon on March 30. The invoice date is therefore March 30. However, Amazon only pays out the revenues to you on April 10. How do you account for the customer payment in your liquidity planning?<\/p><p class=\"theme-wp-block gb-responsive-598237-identifier\">If your answer is &#8220;April 10,&#8221; you are correct. This is the date when the payment actually arrives in your account and thus affects your liquidity. The invoice date is irrelevant in liquidity planning; the payment terms must always be taken into account.<\/p><blockquote class=\"theme-wp-block wp-block-quote desktop-bg-style-circle xl-bg-style-circle lg-bg-style-circle md-bg-style-circle sm-bg-style-circle gb-responsive-301992-identifier desktop-icon-size-2 xl-icon-size-2 lg-icon-size-2 md-icon-size-2 sm-icon-size-2 desktop-gb-has-icon xl-gb-has-icon lg-gb-has-icon md-gb-has-icon sm-gb-has-icon is-layout-flow wp-block-quote-is-layout-flow\"><p class=\"theme-wp-block gb-responsive-832295-identifier\"><span style=\"font-size:0.8em\" class=\"has-font-size\">The same applies to your expenses, i.e., the invoices you need to pay. Include the payment term in your liquidity planning, meaning the date when the money actually leaves your account. Only then will you get an accurate picture of your future cash flow.<\/span><\/p><\/blockquote><h2 class=\"theme-wp-block wp-block-heading gb-responsive-415974-identifier\">4. <strong>Play Out Different Liquidity Scenarios<\/strong><\/h2><p class=\"theme-wp-block gb-responsive-554474-identifier\">It may seem unnecessary to play out the best or worst case when liquidity planning is supposed to be as realistic as possible, as mentioned earlier. However, exploring different scenarios is certainly justified, as it shows you your complete entrepreneurial scope for action.<\/p><p class=\"theme-wp-block gb-responsive-966391-identifier\">In pessimistic scenarios, you can examine how, for example, declining demand will affect your liquidity and how much time you would have until an acute liquidity shortfall occurs. If such a situation arises, you will already have a rough idea of what to expect, and you won&#8217;t panic.<\/p><p class=\"theme-wp-block gb-responsive-95595-identifier\">In advance, you can then consider what to do in the worst-case scenario or how to better prevent it, for example, by gradually building reserves. The same applies to optimistic scenarios. These allow you to think ahead about what you could do with surpluses to ensure your business continues to grow optimally.<\/p><h2 class=\"theme-wp-block wp-block-heading gb-responsive-494606-identifier\">5. <strong>Use Digital Tools for Liquidity Planning<\/strong><\/h2><p class=\"theme-wp-block gb-responsive-577450-identifier\">Most entrepreneurs and financial managers use Excel for liquidity planning. A major disadvantage is that this takes a lot of time, as the various account movements must be manually reviewed and then entered into the spreadsheet. Additionally, errors can easily creep in, which can subsequently distort the liquidity plan.<\/p><p class=\"theme-wp-block gb-responsive-175181-identifier\">Digital tools specifically designed for <a href=\"https:\/\/agicap.com\/de\/?utm_source=partners&#038;utm_medium=sellerlogic&#038;utm_campaign=blogpost&#038;utm_term=liquiditaetsplanung\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">liquidity planning<\/a> provide a solution. Such liquidity management software automatically connects to all your business accounts and retrieves account transactions daily. The liquidity planning is updated based on the new data, allowing you to always view a current and accurate plan.<\/p><p class=\"theme-wp-block gb-responsive-752751-identifier\">With digital tools, it is also quick and easy to create a variety of different liquidity scenarios for your business, which are also updated based on the latest account movements.<\/p>\n<div class=\"theme-wp-block theme-wp-block wp-block-image gb-responsive-549042-identifier\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/auth.sellerlogic.com\/de\/site\/register\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-844x300.png\" alt=\"SL Repricer_CTA\" class=\"wp-image-12739\" width=\"851\" height=\"302\" srcset=\"https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-407x145.png 407w, https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-768x273.png 768w, https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta-844x300.png 844w, https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2021\/08\/23141121\/sellerlogic-repricing-cta.png 1500w\" sizes=\"(max-width: 851px) 100vw, 851px\" \/><\/a><\/figure><\/div>\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-381959-identifier\"><strong>Conclusion<\/strong><\/h2><p class=\"theme-wp-block gb-responsive-784007-identifier\">Liquidity planning helps you as a seller on Amazon or other sales platforms to better estimate your future cash flow and thus plan as effectively as possible for the future.<\/p><p class=\"theme-wp-block gb-responsive-947240-identifier\">It is important that you consider all revenues and expenses, as well as the payment terms, in your planning, as only this will provide you with the most accurate picture of your current and future liquidity.<\/p><p class=\"theme-wp-block gb-responsive-570244-identifier\">Digital tools for liquidity planning assist you and take away a large part of the manual work, allowing you to spend your time making strategic decisions for your business instead of typing in columns of numbers, to become even more successful in e-commerce.<\/p><p class=\"theme-wp-block gb-responsive-958944-identifier has-small-font-size\">Image credits in the order of the images: \u00a9Dilok \u2013 stock.adobe.com<\/p>","protected":false},"excerpt":{"rendered":"<p>Liquidity planning is particularly important in the e-commerce business. After all, as a seller, you always need to know when you can afford to reorder or develop more products or add them to your range. Although the internet giant Amazon pays out every two weeks, selling products on Amazon is not a self-runner, let alone<\/p>\n","protected":false},"author":3,"featured_media":13526,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"sidebar_recommended_resources":{"data":[]},"sidebar_header_settings":{"hide_buttons":{"register":false}},"_use_new_theme":false,"inline_featured_image":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-84650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-tricks"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Liquidity planning for Amazon sellers: 5 ultimate tips<\/title>\n<meta name=\"description\" content=\"Liquidity planning is especially important for Amazon sellers! Learn how to stay liquid at all times! 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