
{"id":84247,"date":"2021-04-12T13:06:27","date_gmt":"2021-04-12T13:06:27","guid":{"rendered":"https:\/\/www.sellerlogic.com\/wiki\/amazon-visa-credit-card-understand-apply-use\/"},"modified":"2025-04-30T18:23:36","modified_gmt":"2025-04-30T18:23:36","slug":"amazon-visa-credit-card-understand-apply-use","status":"publish","type":"theme_wiki","link":"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/","title":{"rendered":"Amazon VISA Credit Card: Understand, Apply, Use"},"content":{"rendered":"\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-762116-identifier\">What is the Amazon VISA credit card?<\/h2>\n\n\n\n<p class=\"theme-wp-block gb-responsive-306224-identifier\">Customers of the e-commerce giant Amazon can apply for a VISA credit card \u2013 easily through their account. The card can be used for purchases on Amazon&#8217;s sites as well as for other transactions. The Amazon credit card banking is essentially a conventional card from the payment service provider VISA, offered in collaboration with the German branch under the brand &#8220;Zinia,&#8221; which belongs to the Spanish direct bank Open Bank. Open Bank, in turn, is a subsidiary of the Spanish banking group Santander.<\/p>\n\n\n\n<h3 class=\"theme-wp-block wp-block-heading gb-responsive-878197-identifier\">Collaboration with LBB discontinued<\/h3>\n\n\n\n<p class=\"theme-wp-block gb-responsive-739925-identifier\">The predecessor offering in collaboration with LBB had already ceased to exist since 2023. For some time, customers could no longer apply for a new Amazon credit card. At the end of September 2023, the accounts of existing customers were also closed. Although cardholders could continue to use the VISA card under changed conditions, this offer also ended on March 26, 2024. Amazon bonus points expired with the account closure.<\/p>\n\n\n\n<h3 class=\"theme-wp-block wp-block-heading gb-responsive-906686-identifier\">Apply for a new credit card from Amazon? No successor in sight for now.<\/h3>\n\n\n\n<p class=\"theme-wp-block gb-responsive-536366-identifier\">There was no successor for the time being. Instead, Amazon offered its customers the VISA Extra Card from Berliner Sparkasse. However, a bonus program like that of the Amazon credit card, where customers could save something on every purchase at Amazon, was nowhere to be found. There was also no installment option for the full deduction. Instead, a maximum of 50 percent could be deferred, for which corresponding interest would also apply.<\/p>\n\n\n\n<p class=\"theme-wp-block gb-responsive-119220-identifier\">Only in July 2024 did Amazon announce that there would be a successor offering for an Amazon credit card. Customers can apply for the card through the <a href=\"https:\/\/www.amazon.de\/Amazon-Visa\/dp\/B0CN8XJB15\" target=\"_blank\" rel=\"noreferrer noopener\">website of the e-commerce giant<\/a>.<\/p>\n\n\n\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-127053-identifier\">Apply for Amazon VISA Credit Card? The Terms<\/h2>\n\n\n\n<p class=\"theme-wp-block gb-responsive-542205-identifier\">The new credit card from Amazon and Zinia is being launched with changed terms compared to the predecessor model.<\/p>\n\n\n\n<h3 class=\"theme-wp-block wp-block-heading gb-responsive-126314-identifier\">Benefits<\/h3>\n\n\n\n<p class=\"theme-wp-block gb-responsive-135718-identifier\">The key benefits summarized:<\/p>\n\n\n<div class=\"theme-block-list\">\n<ul class=\"theme-wp-block wp-block-list desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-680125-identifier\">\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-558541-identifier\">No annual fee \u2013 regardless of whether the cardholder has a Prime subscription or not<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-97126-identifier\">Starting credit of 10 euros; former cardholders and Prime subscribers receive a credit of 25 euros.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-880579-identifier\">One Amazon point for every full euro spent on Amazon.de (1% back)<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-485846-identifier\">One Amazon point for every two euros spent outside of Amazon.de (0.5% back)<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-65812-identifier\">Points can be redeemed on Amazon.de, but with some exceptions (e.g., Prime subscriptions, Kindle Unlimited, Audible, Alexa, etc.)<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-302194-identifier\">2% back on selected promotional days for Prime members (two points for every full euro spent)<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-913954-identifier\">Flexible installment options: Partial payment possible<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-363231-identifier\">No need to open a new checking account \u2013 deductions from the existing account<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-978561-identifier\">&#8220;Travel benefits&#8221; can be added monthly \u2013 then no fees are charged for five withdrawals in a foreign currency per month and unlimited for payments in foreign currencies.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-938176-identifier\">Credit card instead of debit card, advantageous for car rental deposits abroad, for example.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-128251-identifier\">Immediately available provisional credit card limit of 210 euros, credit limit of 2000 euros; extendable upon request depending on creditworthiness.<\/li>\n<\/ul>\n<\/div>\n\n\n<figure class=\"theme-wp-block wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Place of payment<\/strong><\/td><td><strong>Point total<\/strong><\/td><td><strong>Example<\/strong><\/td><\/tr><tr><td>On Amazon.de<\/td><td>1% back \/ 1 point per euro spent<\/td><td>100 euros = 100 points<\/td><\/tr><tr><td>Outside of Amazon.de<\/td><td>0.5% back \/ 1 point per two euros spent<\/td><td>100 euros = 50 points<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"theme-wp-block wp-block-heading gb-responsive-708029-identifier\">Disadvantages<\/h3>\n\n\n\n<p class=\"theme-wp-block gb-responsive-547590-identifier\">The key disadvantages summarized:<\/p>\n\n\n<div class=\"theme-block-list\">\n<ul class=\"theme-wp-block wp-block-list desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-181549-identifier\">\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-536485-identifier\">Cash withdrawals in euros incur a fee of 3.9%, but at least 1.50 euros per withdrawal.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-232354-identifier\">Cash withdrawals in foreign currency incur a fee of 5.4%.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-66877-identifier\">Transactions in foreign currencies incur a fee of 1.5%.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-630100-identifier\">&#8220;Travel benefits&#8221; must be added separately and cost 8 euros\/month.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-228479-identifier\">The bonus program promises less discount than the predecessor model \u2013 mathematically, the benefit decreases from 3% to 1%.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-561747-identifier\">The number and scope of the &#8220;selected promotional days&#8221; are largely unclear.<\/li>\n\n\n\n<li class=\"theme-wp-block desktop-bg-style-square xl-bg-style-square lg-bg-style-square md-bg-style-square sm-bg-style-square desktop-gb-has-no-icon xl-gb-has-no-icon lg-gb-has-no-icon md-gb-has-no-icon sm-gb-has-no-icon gb-responsive-246575-identifier\">High interest rates on installment payments of 20.13% effective annual interest rate.<\/li>\n<\/ul>\n<\/div>\n\n\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-240433-identifier\">Apply for a new Amazon credit card? Comparison with the predecessor model<\/h2>\n\n\n\n<figure class=\"theme-wp-block wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>New Amazon Credit Card from Zinia<\/strong><\/td><td><strong>Old Amazon Credit Card from LBB<\/strong><\/td><\/tr><tr><td>Base price<\/td><td>0,00 \u20ac<\/td><td>19,99 \u20ac<\/td><\/tr><tr><td>Cash withdrawals at ATMs (domestic)<\/td><td>3.90% fee<\/td><td>3% fee<\/td><\/tr><tr><td>Cash withdrawals at ATMs (abroad)<\/td><td>3.90% fee<\/td><td>3% fee<\/td><\/tr><tr><td>Minimum fee for cash withdrawals<\/td><td>1,50 \u20ac<\/td><td>7,50 \u20ac<\/td><\/tr><tr><td>Cash withdrawals at ATMs in foreign currency<\/td><td>5.4% fee<\/td><td>4.75% fee<\/td><\/tr><tr><td>Card payment in foreign currency<\/td><td>1.50% fee<\/td><td>1.75% fee<\/td><\/tr><tr><td>&#8220;Travel benefits&#8221;<\/td><td>8 \u20ac \/ month<\/td><td>&#8211;<\/td><\/tr><tr><td>Bonus program on Amazon.de<\/td><td>1% back \/ 2% back (Prime members on promotional days)<\/td><td>2% back \/ 3% back (Prime members)<\/td><\/tr><tr><td>Bonus program outside of Amazon.de<\/td><td>0.5% back<\/td><td>0.5% back<\/td><\/tr><tr><td>Installment payments<\/td><td>20.13% effective annual interest rate<\/td><td>&#8211;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"theme-wp-block wp-block-heading gb-responsive-845691-identifier\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"theme-wp-block schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1731407169610\"><strong class=\"schema-faq-question\"><strong>Where and how can I apply for the Amazon credit card?<\/strong><\/strong> <p class=\"schema-faq-answer\">Applying for the Amazon VISA credit card is possible on <a href=\"https:\/\/www.amazon.de\/Amazon-Visa\/dp\/B0CN8XJB15\" target=\"_blank\" rel=\"noreferrer noopener\">the Amazon website<\/a>. Interested individuals must first log into their Amazon account and then click on &#8220;Apply now.&#8221; The minimum age is 18 years, and a residence in Germany is required.<br><\/p> <\/div><div class=\"schema-faq-section\" id=\"faq-question-1731407193713\"><strong class=\"schema-faq-question\"><strong>Why can&#8217;t one apply for an Amazon credit card?<\/strong><\/strong> <p class=\"schema-faq-answer\">For some time, no new Amazon credit cards could be applied for because LBB had ended its collaboration with Amazon. There is now a successor in collaboration with a subsidiary of the Santander Group. This credit card can be applied for regularly.<\/p> <\/div><div class=\"schema-faq-section\" id=\"faq-question-1731407211538\"><strong class=\"schema-faq-question\"><strong>Is there an Amazon Visa card or an alternative to it?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, since July 2024, there is again an Amazon VISA credit card.<\/p> <\/div><\/div>\n\n\n\n<p class=\"theme-wp-block gb-responsive-929191-identifier\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":0,"template":"","wiki_archive":[1709],"class_list":["post-84247","theme_wiki","type-theme_wiki","status-publish","hentry","wiki_archive-amazon"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Apply for a new Amazon VISA credit card<\/title>\n<meta name=\"description\" content=\"There is again an Amazon VISA credit card. Here\u2019s how interested individuals can apply for the offer and the terms that apply.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apply for a new Amazon VISA credit card\" \/>\n<meta property=\"og:description\" content=\"There is again an Amazon VISA credit card. Here\u2019s how interested individuals can apply for the offer and the terms that apply.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/\" \/>\n<meta property=\"og:site_name\" content=\"SELLERLOGIC - Smart Tools for Amazon Sellers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SellerLogic\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-30T18:23:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2bw95mh2ee04s.cloudfront.net\/prod\/content\/wp-content\/uploads\/2025\/06\/09094621\/Social-OG-Image-Link.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1270\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@sellerlogic\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/\",\"url\":\"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/\",\"name\":\"Apply for a new Amazon VISA credit card\",\"isPartOf\":{\"@id\":\"https:\/\/www.sellerlogic.com\/en\/#website\"},\"datePublished\":\"2021-04-12T13:06:27+00:00\",\"dateModified\":\"2025-04-30T18:23:36+00:00\",\"description\":\"There is again an Amazon VISA credit card. 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This credit card can be applied for regularly.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/#faq-question-1731407211538\",\"position\":3,\"url\":\"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/#faq-question-1731407211538\",\"name\":\"Is there an Amazon Visa card or an alternative to it?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, since July 2024, there is again an Amazon VISA credit card.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Apply for a new Amazon VISA credit card","description":"There is again an Amazon VISA credit card. 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Interested individuals must first log into their Amazon account and then click on \"Apply now.\" The minimum age is 18 years, and a residence in Germany is required.<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/#faq-question-1731407193713","position":2,"url":"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/#faq-question-1731407193713","name":"Why can't one apply for an Amazon credit card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"For some time, no new Amazon credit cards could be applied for because LBB had ended its collaboration with Amazon. There is now a successor in collaboration with a subsidiary of the Santander Group. This credit card can be applied for regularly.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/#faq-question-1731407211538","position":3,"url":"https:\/\/www.sellerlogic.com\/en\/wiki\/amazon-visa-credit-card-understand-apply-use\/#faq-question-1731407211538","name":"Is there an Amazon Visa card or an alternative to it?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, since July 2024, there is again an Amazon VISA credit card.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.sellerlogic.com\/en\/wp-json\/wp\/v2\/theme_wiki\/84247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sellerlogic.com\/en\/wp-json\/wp\/v2\/theme_wiki"}],"about":[{"href":"https:\/\/www.sellerlogic.com\/en\/wp-json\/wp\/v2\/types\/theme_wiki"}],"wp:attachment":[{"href":"https:\/\/www.sellerlogic.com\/en\/wp-json\/wp\/v2\/media?parent=84247"}],"wp:term":[{"taxonomy":"wiki_archive","embeddable":true,"href":"https:\/\/www.sellerlogic.com\/en\/wp-json\/wp\/v2\/wiki_archive?post=84247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}